Which Apps Use Plaid? (And How to See What You’ve Connected)

Thousands of apps use Plaid — it’s the connection layer behind most US apps that ask you to "link your bank." The big categories are budgeting and net worth trackers, payment apps like Venmo, investing apps like Robinhood, lenders verifying your income or account ownership, and crypto exchanges funding purchases from a checking account. You can see every app you’ve connected through Plaid by creating a free account at my.plaid.com (Plaid Portal), which lists your active connections and lets you revoke any of them.

That first sentence hides a useful reframe: the question usually isn’t "which famous apps use Plaid" so much as "which apps have I personally given access to my bank, and how do I audit that?" Both answers are below.

What kinds of apps use Plaid?

Plaid doesn’t do anything visible on its own — it’s infrastructure. An app builds a feature ("see all your spending," "pay a friend," "verify your paycheck") and uses Plaid as the pipe between that feature and your bank. If you’ve ever typed your bank credentials into a familiar-looking modal inside another app, or been bounced to your bank’s own login page and back, you’ve almost certainly used it. The main categories:

• Budgeting and net worth apps — they pull balances and transactions so you can see everything in one place. This is the read-only use case: the app looks at your data but can’t touch your money.
• Payment and peer-to-peer apps — Venmo-style apps use bank linking to verify you own the checking account you’re funding transfers from, and to check the balance before a transfer so it doesn’t bounce.
• Investing and trading apps — brokerages link your bank to fund the account, which requires verifying the routing and account numbers actually belong to you.
• Lenders and landlords — income verification and cash-flow underwriting. Instead of mailing PDFs of pay stubs, you link the account your paycheck lands in and the lender reads deposits directly.
• Crypto exchanges — same funding-and-verification story as brokerages.
• Financial planning and tax tools — anything that wants a full picture of your accounts without asking you to type in balances by hand.

One important distinction across those categories: read access versus payment initiation. A net worth tracker only ever reads. A payment app also uses the connection to set up money movement — but the movement itself happens through the banking system (ACH), authorized by you inside that app. If you want the deeper version of that distinction, read-only access is explained here.

Which well-known apps use Plaid?

Plaid has publicly said it connects to thousands of apps, and many household names have publicly confirmed using it at some point — Venmo is the classic example, and a long tail of budgeting apps, robo-advisors, and lending platforms rely on it or on a small set of competitors (MX, Finicity, Yodlee, and increasingly banks’ own direct APIs). Two honest caveats before you treat any specific list as gospel:

• Apps switch aggregators. A given app might use Plaid for some banks and a competitor for others, or migrate entirely. A list that was accurate in 2023 may be wrong today.
• Most apps don’t advertise their aggregator. The reliable tell is the connection flow itself: Plaid’s Link modal has a recognizable look, names Plaid in its privacy notice, and either asks for credentials inside the modal or redirects you to your bank’s real login page — the OAuth flow that replaced screen scraping at most large banks.

So rather than memorizing a list of logos, it’s more useful to know the tell (the Link modal), the categories above, and — most importantly — how to check your own connections directly.

How do I see every app I’ve connected through Plaid?

Plaid runs a consumer-facing dashboard called Plaid Portal at my.plaid.com. You verify your identity with your phone number, and it shows the connections Plaid can associate with you: which apps are linked, which of your financial institutions each one reaches, and roughly what data categories they receive. From there you can disconnect an app, which cuts off its ongoing access through Plaid.

Three things Portal won’t show you, so you’re not surprised:

• Connections made through other aggregators. If an app used MX or Finicity for your particular bank, it won’t appear in Plaid’s portal. No single dashboard covers every aggregator.
• Data an app already downloaded. Revoking access stops future syncs; it doesn’t claw back transaction history the app has stored. Deleting that usually means a deletion request to the app itself.
• Direct connections. Some apps connect straight to a bank’s API with no aggregator at all.

Your bank offers a second, independent view. Most large US banks now have a security or connected-apps page (often under "Security" or "Linked apps and websites") listing third parties you’ve authorized via OAuth, with a revoke button per app. Checking both places — Plaid Portal and each bank’s own page — is the closest thing to a complete audit. For the step-by-step, see how to revoke an app’s access to your bank account.

A 15-minute audit of your own connections

1. List your financial institutions — every checking, savings, credit card, and brokerage. Say you have four: a checking account at Chase, savings at Ally, a Robinhood brokerage, and a Venmo balance.
2. Open my.plaid.com and note every app connected to each. You might find six apps: two you use weekly, one budgeting app you tried in 2024, an old lender from a loan you paid off, and two you don’t recognize at all.
3. Log in to each bank and check its connected-apps page for anything Plaid Portal missed.
4. Revoke everything you don’t actively use. The 2024 budgeting app and the paid-off lender have no reason to keep reading your transactions.
5. For apps you removed, send a data deletion request through the app’s settings or support email so the historical data goes too.

In that example you’d go from six standing connections to two — and the two that remain are ones you chose deliberately. That’s the actual security win: not avoiding bank linking entirely, but keeping the set of connected apps small, current, and known. Fewer connections also means fewer things to fix when a bank connection inevitably breaks after a password change or expired consent.

Should the number of apps using Plaid worry you?

Mostly the opposite. The alternative to a shared aggregator is every app building its own bank integrations — historically, that meant every app storing your actual bank password and scraping your account. Concentrating connections through a few audited intermediaries that support OAuth (where you log in at your bank, and the app never sees your password) is a genuine improvement, and it’s why the "is this safe?" answer depends far more on how you link than whether you link. We cover that in a plain-English security review of Plaid, and what data actually flows through a connection if you want specifics.

The real risk isn’t Plaid itself — it’s the app on the other end. Before linking, check three things: does the app need read-only access or payment authority for what it does; does it state a retention and deletion policy you can act on; and is it a business you expect to exist next year? A net worth tracker asking for read-only access is a very different grant than an unknown app asking to initiate transfers. Seven Financial, for what it’s worth, sits in the first category: read-only by design, with in-app data deletion.

One last habit worth keeping: put a recurring reminder — twice a year is plenty — to redo the audit above. Apps accumulate the way subscriptions do, quietly, and the fix is the same in both cases: a short, scheduled review rather than a one-time purge.